Terms and Conditions

Please read the following terms and conditions carefully before using this website or any of our other websites. You should review these terms and conditions regularly as they may change at any time at our sole discretion. The following terms and conditions apply to all of our websites, including any websites owned, operated or sponsored by any of our subsidiaries.

Scope of Privacy Policy

This Privacy Policy only addresses the use and disclosure by UnivOps of information UnivOps collects from you. However, this website may contain links to other sites and we may engage third party suppliers or service providers, each of which may adhere to their own privacy customs and policies. UnivOps does not control the content or privacy policies of such websites or the privacy policies of such third parties. UnivOps accepts no responsibility or liability for privacy or other issues related to the collection or use of your information by such other sites or third parties.

1. Liability

UNDER NO CIRCUMSTANCES SHALL Universal Operations Risk Management LLC (“UnivOps”) BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

THIS WEBSITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

2. Third Party Content

LINKS TO THIRD PARTY WEB SITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEBSITES IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.

We reserve the right to terminate a link to a third party website at any time. The fact that we provide a link to a third party website does not mean that we endorse, authorize or sponsor that website, nor that we are affiliated with the third party website's owners or sponsors.

3. Proprietary Rights & Restricted Use

UnivOps is the owner of all text contained on this website. You may print a copy of the information contained herein for your personal use; however, you may not reproduce or distribute the text or graphics contained on this website to others or substantially copy the information on your own server, or link to this website, without the prior written permission of UnivOps.

4. Intellectual Property Rights

Other parties' trademarks, copyrights and services marks that may be referred to are the property of their respective owners. Nothing on this website should be construed as granting, by implication, waiver, estoppel, or otherwise, any license or right to use any trademark without our written permission. Neither the name of UnivOps nor our logo may be used in any way, including in advertising or publicity pertaining to distribution of materials on this website, without prior written permission. You are not authorized to use our logo as a hyperlink to this website unless you obtain our written permission in advance.

5. No Provision of Investment Advice or Solicitation of Offers

Nothing on this website constitutes investment advice. In addition, our website content is not an offer to sell or a solicitation of any offer to buy any security or any insurance product. No security offered by UnivOps is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities law or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity which is not properly licensed to do so in such jurisdiction.